Renting Versus Buying Austin Texas Real Estate | Forte Properties

Renters are often in a quandary as to whether it makes sense to continue renting or buy an Austin home. Buying Austin Texas real estate makes more sense, particularly when taking a long-term view. Yes, even in the current hot real estate market. Even if you can not qualify for bank financing, there are many Owner Financing homes for sale in Austin and many other parts of the US. (See how to handle the renting vs. buying transition.)

Renting ? Advantages

Renting can have a few advantages depending on the part of the country you live in. The primary advantage is your monthly rent payment may be less than an equivalent mortgage. A secondary advantage is the fact that maintenance and improvements to the property are the responsibility of the landlord. Still, these advantages pale in comparison to the disadvantages of renting.

Renting ? Disadvantages

The disadvantages of renting are significant. If you have any opportunity to purchase an Austin home, home with Owner Financing or condominium, it almost always makes sense to do so.

The biggest disadvantage of renting is the loss of value. Assume you rent a residence for $1,000 a month and you live in the residence for two years. You will have paid a total of $24,000 in rent, a pure expenditure. The $24,000 is simply gone and you will have nothing to show for it other than the time you spent in the home. Compare this to what your landlord has gained.

Rent payments are closely aligned with a landlord?s mortgage payment. Using the above example, lets assume your $1,000 rent exactly equals the mortgage payment. For two years, you have indirectly paid the landlord?s mortgage, helping them build equity in the house by paying down the loan. In addition, the landlord has benefited from the appreciation of the property.

By appreciation, I simply mean the amount of increase in the value of the house. If the rental appreciated $20,000 in two years, the landlord has received a windfall. They may have seen a gain of $24,000 in appreciation and payments lowering the mortgage. As a renter, you have made this all possible. The landlord no doubt would like to thank you.

Now, what would have happened if you had purchased a similar home with similar financial figures? You would have seen an increase in YOUR wealth of $24,000, not the landlord?s wealth. If you renting, these figures should make your teeth grind.

If you are renting, you should be out shopping for your own home. Now that there are Owner Financed homes available, not being able to get approved for financing is not an excuse to hold of on investing in your future with real estate. After all, isn?t it time to make your money work for you, not a landlord?

About the author

I am an active member of the National Association of Realtors?, Austin Board of Realtors?, Texas Association of Realtors? and am a designated Certified Negotiation Expert (CNE). I represent Buyers, Sellers, Tenants and Investors of Austin area real estate and specialize in Owner Financed homes and creative financing strategies. Whether you are relocating to the Austin area, buying or selling real estate for personal, investment or commercial purposes, my objective is to help you close the transaction and ensure the entire process is seamless, Texas law compliant and a happy one that carries on for many years ahead. The Forte Properties team will take the time in this fast paced market to get to know your real estate goals and are confident that no matter your situation, we have the experience and tools to help you reach them fast.

Source: http://www.greateraustinhomes.com/renting-versus-buying-austin-texas-real-estate/

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GOP leaders slow to back presidential hopefuls (AP)

[unable to retrieve full-text content]AP - After two months of voting, none of the Republican candidates for president is getting much support from the GOP leaders who could play an important role in determining the party's nominee for president.

Source: http://us.rd.yahoo.com/dailynews/rss/politics/*http%3A//news.yahoo.com/s/ap/20120303/ap_on_el_pr/us_gop_superdelegates

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Markets take stock as EU summit draws to an end (AP)

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AP - Markets were steady Friday as a two-day summit of EU leaders headed to a conclusion with the signing of a treaty that is designed to prevent a repeat of the debt crisis that's rocked financial markets for the best part of two years.

Source: http://us.rd.yahoo.com/dailynews/rss/stocks/*http%3A//news.yahoo.com/s/ap/20120302/ap_on_bi_ge/world_markets

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Video: Vatican?s secret archives open to public view

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Source: http://video.msnbc.msn.com/nightly-news/46596034/

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Roswell furnace repair | Home Improvement

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Source: http://desiredhearts.com/home-improvement/roswell-furnace-repair/?utm_source=rss&utm_medium=rss&utm_campaign=roswell-furnace-repair

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Is Radar Detector Becoming Obsolete? | Mobile Audio, Video ...

More and more police agencies in the U.S. laser-based traffic control devices do, in fact, most radar detectors obsolete, because most are not capable of the narrow beam of light to see, and if you ?I shot you? run .

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Source: http://www.betonted.com/743/is-radar-detector-becoming-obsolete

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Small Business Marketing Tactics ? GlCint

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Source: http://glcint.com/?p=1207

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